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Calculators

Run the numbers.
Decide with clarity.

Three straightforward tools built for the Queensland market, monthly repayments, transfer duty, and an honest borrowing-power estimate. No logins, no sales pitch.

Mortgage repayments

What will this loan cost
per month?

Monthly repayment-
Total interest over life of loan-
Total cost-
QLD transfer duty

How much "stamp
duty" will I pay?

Transfer duty payable-
Effective rate-
Estimate only, based on published Queensland rates. Confirm with Queensland Revenue Office or a licensed conveyancer before relying on this number.
Borrowing power

How much could
I borrow?

Estimated borrowing capacity-
Max monthly repayment-
Rough guide only. Lenders add buffers, factor in dependants, credit history, and loan type. Talk to a licensed broker for a formal assessment.
Next step

Numbers looking good?

Get a free appraisal on your property, realistic price range, recommended strategy, clear fee breakdown (from 1% + GST, payable on settlement).

Request a free valuation

Using these numbers

These calculators give quick estimates to help you plan, not formal advice. Repayments depend on your lender's actual rate and fees, borrowing power depends on each lender's own assessment, and transfer duty depends on your circumstances, so confirm the duty figure with the Queensland Revenue Office (qro.qld.gov.au) or a conveyancer before you rely on it. First home buyers of a new home may be eligible for a full exemption.

If you're selling, the other number worth knowing is the agent's fee. The One Club charges 1% + GST of the sale price (Cairns-region homes under $600,000: 1.5% + GST), payable only on settlement, against the 2% to 3% many agents charge. On an $800,000 sale that is $8,800 including GST, compared with $22,000 at 2.5% + GST. Portal listings are charged at cost and the Matterport 3D Showcase + drone flyover is an optional $199 add-on.

For a figure based on your own property, request a free valuation and Bobby will come back to you with a realistic price range.

1% Valuation